Welcome to Æthersmith Ventures—where creative finance meets real estate and business success. We help investors, wholesalers, and buyers unlock funding solutions and structure deals with confidence. Let’s turn your vision into reality.
Loan Highlights
Flexible long-term financing for 1–4 unit rentals and condos. Qualify based on rental income instead of personal income or tax returns. Refinance or purchase with ease and build your rental portfolio confidently.
1.
30-Year Fixed Rates
Lock in long-term stability with fully amortizing 30-year terms.
2.
No Income Verification
Qualify based on property cash flow — not tax returns or personal income.
3.
Low DSCR Minimums
As low as 1.00 DSCR for qualified borrowers.
4.
Cash-Out Options Available
Access equity in existing rentals for other projects.
5.
Close in an LLC or Personal Name
Flexibility to title properties how it suits your investment strategy.
Investor Fit
Perfect for landlords and buy-and-hold investors building wealth through rental portfolios. Available for SFRs, 2–4 unit properties, condos, and select mixed-use. No income verification or minimum FICO score required with experience.
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New Investors – Qualify based on property income, not personal finances. Great for first-time landlords.
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Growing Portfolios – Scale faster with cash-out options, flexible guidelines, and refinancing opportunities.
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Established Operators – Unlock expedited closings, portfolio-level solutions, and competitive rates tailored for long-term strategies.